Hiiiii
I was thinking of getting a 206 1.6 Quicksilver on finance, more then likely used as i aint minted lol, but just a quick question, what would i be expecting to pay for one finance wise say a 2003 model ? and i looked on parkers and it said they were around 110bhp standard, is that soo?
thanks in advance
Help !! 206
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Lyndon
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lastvts
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You could also go for the Diesel, which has 110 BHP. IMO its a better drive than the petrol 1.6 if you do not mind the noise that is. The diesel has all its power/ torque low down the revs, which means it better at pulling away. It is also cheaper to run, tax and insure, but the diesel is more expensive to buy.
As for finance. Well I am a serial credit card tart. If you are disciplined and can pay off the loan in 9 months then I would be trying to put the purchase on a 0% credit card. Some garages will allow you to purchase cars via credit cards. This would be ideal. Or MBNA credit cards will normally allow transfers to your current account from there credit cards, but they will charge about 2% for this, which is comparable to having a 2.67% annual interest rate loan. You just have to be sure not to spend on the credit card after the car purchase and always make the minimum repayments on time, never go over the agreed credit limit and make a note of when 9 months is up or they will sting you with fees and revert the interest rate to some astronomically horrible figure. Of course I say pay off the debt in 9 months. However you could take a gamble and hope to transfer the balance after 8.5 months to another card.
If you are really clever you may be able to make something from the transaction. For example:
MBNA do a AOL card with gives you money off AOL subscriptions and
Morgan Stanley do a 1% cash back, but the car would have to be purchased on the card rather than the balance transferred to your account.
As for finance. Well I am a serial credit card tart. If you are disciplined and can pay off the loan in 9 months then I would be trying to put the purchase on a 0% credit card. Some garages will allow you to purchase cars via credit cards. This would be ideal. Or MBNA credit cards will normally allow transfers to your current account from there credit cards, but they will charge about 2% for this, which is comparable to having a 2.67% annual interest rate loan. You just have to be sure not to spend on the credit card after the car purchase and always make the minimum repayments on time, never go over the agreed credit limit and make a note of when 9 months is up or they will sting you with fees and revert the interest rate to some astronomically horrible figure. Of course I say pay off the debt in 9 months. However you could take a gamble and hope to transfer the balance after 8.5 months to another card.
If you are really clever you may be able to make something from the transaction. For example:
MBNA do a AOL card with gives you money off AOL subscriptions and
Morgan Stanley do a 1% cash back, but the car would have to be purchased on the card rather than the balance transferred to your account.
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knobby
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