cc insurance

ChrisJ · Post by **ChrisJ** » Fri Jun 21, 2002 9:32 pm

Tesco online was the cheapest I found. About Â£575 and my girlfriend has points on her licence as well as several claims (!) ... in our other car I hasten to add!

Rachel. · Post by **Rachel.** » Fri Jun 21, 2002 10:30 pm

But the cover's not fantastic. No courtesy car if you crash, plus if you write the car off in its first year they won't replace it with a new one :sad:

Derek · Post by **Derek** » Sat Jun 22, 2002 12:42 am

good point rachel.

i never take cover where a courtesy car is not guaranteed. tesco/direct line insurance are the same and they will not guarantee one and say they are subject to availability but it's very common not to get one if you are at fault.

it may sometimes cost more but if you need daily use of a car then make sure a courtesy car is guaranteed.

consider the fact that you maybe saved Â£50 on insurance but then paid Â£500 to hire a not so attractive nissan micra for 4 weeks (maybe more)

Rachel. · Post by **Rachel.** » Sat Jun 22, 2002 1:06 am

After having two accidents I realised how crucial having a courtesy car is, luckily had one on my policy at the time. Now I insist on it.

Derek · Post by **Derek** » Sat Jun 22, 2002 1:47 am

two accidents ? - so its true what they say about woman drivers then

i've been lucky (touch wood - my head probably) and haven't had an accident since Nov 93 although the one i had that month and 15 months before it were far from minor :sad:

every seen a nissan bluebird convertible before ? the taxi i hit 17 days after my test became one when they cut the roof off

Rachel. · Post by **Rachel.** » Sat Jun 22, 2002 10:33 am

I had a bad three months, two crashes in that time - only one was my fault. Sod's law that in ten years of driving I only had one fault claim and I decided to save money by not protecting my no claims. Doh! Another lesson learned. :rolleyes:

Derek · Post by **Derek** » Sat Jun 22, 2002 1:17 pm

you always learn from your mistakes

ChrisJ · Post by **ChrisJ** » Sat Jun 22, 2002 11:14 pm

re cheap Tesco insurance quote ... Churchill insurance pretty much matched the price, eventually, so I got the cover at the cheaper price ... win some , lose some

the game · Post by **the game** » Sat Jun 22, 2002 11:38 pm

i was insured with peugeot insurance services for my first year of ownership(sept 2000) and i have 2 admit they were the cheapest,but then last september it went up big time,even i was getting quotes of over Â£1000,i'm 32, professional driver,perfect record etc....
got it for Â£375(opening post)in the end

Vince · Post by **Vince** » Sun Jun 23, 2002 10:27 am

My Tesco policy does give a new car in return for a write-off during the first year.

Vince.

Derek · Post by **Derek** » Sun Jun 23, 2002 7:55 pm

........ but doesnt guarantee a courtesy car ?