New Guy

Julia · Post by **Julia** » Thu Nov 07, 2002 11:07 pm

Welcome Axcel!
Just remember not to put any bananas in the exhaust pipe (I think if my memory is correct Beverley Hills cop did that!)
If you do wanna do it I am sure the Peugeot monkeys will spare you some bananas!

Matt · Post by **Matt** » Fri Nov 08, 2002 12:44 am

Welcome from OZ Axel

Can't get that bl**dy theme out of my head now though!!! :x

Nice work on the insurance!! I hope you get your test, and then enjoy your CC!!!

My CC is arriving soon - can't wait

Robbie · Post by **Robbie** » Fri Nov 08, 2002 1:52 am

I think the key issue is who drives the car most of the time. I could get my kids insured on my cc (some chance!! ) but if one of them owned the car and drove it the majority of the time the insurance would be void.

Don't mess with Insurance companies, they have long memories and if they can find any excuse not to pay up they'll use it!

ST

Going back to my police days insurance has always been one of those areas with scope for lots of fraud and manipulation. Whilst not impossible, It would always be difficult for an insurer to prove if a named driver drove the vehicle but a few times or the majority of the time when faced with an isolated claim. The name in the log book being but a record of the keeper of the vehicle and not necessserily the legal owner, would be assumed by an insurance company to be the driver for the majority of the time. One therefore assumes the father would ensure his name was on the log book before recording his son as the named driver on the policy. Of course there is nothing to stop a bill of sale between family members with an independant witness recording the owner of the car as the son.

Funnily enough, my Indian restaurant owner has 3 sons all with the SAME surname and initial. The named insurance only covers for ONE named driver, the same initial and surname of all 3 sons. So, ALL of his 3 sons use the car under the same policy when delivering hot curries!

As Erm says I think many insurance companies have gotton wise to the various ruses with named drivers and charge almost as much for young named drivers on a policy as it would be on a seperate insurance cover.

But I would agree, to have absolute peace of mind its gotta be better to pay the premium in the knowledge your absolutely covered in the event of a claim.

Robbie.

stephen T · Post by **stephen T** » Fri Nov 08, 2002 2:39 am

no u dont have to be 21 to be covered on company insurance.

they will actually insure you on anything as long as it hasnt got a 'cab' ie a tipper lorry.

paulo · Post by **paulo** » Fri Nov 08, 2002 12:09 pm

Hey Erm

Out of interest how much is your insurance? Im only 20 :rolleyes: and have got a quote for Â£1,550 from elephant (10 month policy)

Anyone got any better?

Ta

Erm · Post by **Erm** » Fri Nov 08, 2002 4:13 pm

well i;m 18 and got a quote from tesco of just over 1,200 with all my mods

well chufffed with that

paul_y3k · Post by **paul_y3k** » Fri Nov 08, 2002 4:21 pm

so axel what happened to 2 and 3 then they were pants

CB · Post by CB » Mon Nov 11, 2002 4:08 pm

So Axel, I was right, you are in 'Movements' - with your old man being in the haulage trade. Sure your surnames Foley and not Stobart?

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